1986 Household Debt Ratios
|
| 1st |
11.87 |
17.04 |
12.87 |
25.73 |
| 2nd |
11.97 |
17.18 |
12.97 |
26.01 |
| 3rd |
12.11 |
17.36 |
13.13 |
26.21 |
| 4th |
12.28 |
17.6 |
13.33 |
26.42 |
|
1986 Quarterly
The household debt service ratio (DSR) is an estimate of the ratio of debt payments to disposable personal income. Debt payments consist of the estimated required payments on outstanding mortgage and consumer debt.
The financial obligations ratio (FOR) is a broader measure than the debt service ratio. The FOR includes automobile lease payments, rental payments on tenant-occupied property, homeowners' insurance, and property tax payments.
Homeowner and renter FORs are calculated by applying homeowner and renter shares of payments and income derived from the Survey of Consumer Finances and Current Population Survey to the numerator and denominator of the FOR.
Household debt service payments and financial obligations as a percentage of disposable personal income; seasonally adjusted
