Home equity loan companies on the internet - get an extended look at the Top Picks!

So you've done your homework -- you got a free credit score, you checked out what you can afford with an affordability calculator -- and now you are ready to look into your options from home equity loan companies.

You did do your homework, right? (Just in case you need to review, get your free credit score from E-Loan, Inc. and take advantage of free, unlimited use of this affordability calculator.)

Ready? I've taken the time to research and collect information about the Top Picks for home equity loan companies found online. All the information you need to know about these companies is summarized here for your convenience.

All of the companies I reviewed have links to online applications or pre-qualification forms and I have included the links here. (Be sure to use real information when you complete these forms online. The criteria for listing these sites includes the ability to request information using free, secure, and easy applications. They require no obligation on your part to accept a loan offer.)

Let's get started...

Amerisave Mortgage
Amerisave Mortgage offers the best mortgage rates and lowest fees guaranteed or they pay $300! Amerisave is one of the top mortgage originators in the country and offers a varitey of programs including fixed, adjustable and jumbo loans. They specialize in prime borrowers as well as borrowers with less than perfect credit.

In addition to equity loans, Amerisave also has offers for Refinance, Home Purchase, Preapproval and RV loans.

Their website offers online rate and detailed closing cost quotes with the ability to request a rate lock online, 24 hours a day, 7 days a week.

Quick Links:
Amerisave Mortgage Web Site
Amerisave Preapproval Application
Amerisave Home Purchase Loan Application
Amerisave Refinance Application

HomeLoanCenter
HomeLoanCenter is retail mortgage that offers a diverse array of mortgage products via their website. Their tagline commits to "A loan for every home" and they are dedicated to finding consumers the home loan that best fits their needs, regardless of credit rating, home loan amount, or home loan history. They are the only online mortgage company providing immediate, personalized rate quotes and we're licensed in all 50 states.

HomeLoanCenter offers several loan types including purchase, refinance, refinance cash out, and equity loans.

Note: Home Equity loans from HomeLoanCenter are not available in New Jersey or Texas, but they do offer other types of loans to these residents of these states.

Quick Links:
HomeLoanCenter Web Site
HomeLoanCenter Loan Application (works for all different loan types)

E-Loan, Inc.
E-Loan, Inc. offers the greatest number of different types of loans. They cover all the bases for loan types and different credit scores. In addition to home equity, purchase, and refinance loans, they also offer programs for auto loans (motorcycles too), auto refinance, and personal loans. You do not have to own your home or have perfect credit to apply for a loan.

E-Loan's web site has a number of tools that can help you regardless of your credit situation and needs. They have an extensive section of personal financing strategies, credit management articles, several loan calculators, and a free credit score report. E-Loan is a very valuable resource!

Quick Links:
E-Loan, Inc.
E-Loan Refinance Loan Application
E-Loan Home Equity Loan Application
E-Loan Home Purchase Loan Application

LowRateSource
LowRateSource is a mortgage portal that offers a one stop shop for homeowners with less than perfect credit. Customers are presented with an application from a lender based on their specific needs. They offer refinance loans as well as equity loans for debt consolidation and home improvement.

LowRateSource uses a simple and quick form to gather information about you, and then presents the best loan offers for your particular circumstances. Their web site is very simple and easy to use.

Quick Links:
LowRateSource Qualifying Form